Mello-Roos / CFD Special Tax Disclosure

A special tax you must always verify — on a resale, the seller must make a good-faith effort to get and deliver the Notice of Special Tax.

When a property lies within a Community Facilities District (Mello-Roos), the seller in a resale of a one-to-four-unit home must make a good-faith effort to obtain a Notice of Special Tax from each agency that levies the tax and deliver it to the buyer; the agency must provide it within 5 working days, for a fee of up to $15. The notice shows the special tax and its maximum, and the actual levy can change from year to year up to that maximum. A subdivider selling new homes in a district has a stricter duty: the buyer must receive and sign the notice before signing the purchase contract, and may cancel within 3 days if it was handed over or 5 days if it was mailed. Whether a resale buyer who gets the notice late can cancel has not been decided by a court. Buyers routinely under-estimate these taxes — they can add thousands per year.

Mello-Roos coverage isn't comprehensive — our address-level flags cover a subset of counties, and districts change over time — so LetterScript treats it as a must-verify item, not a guarantee. Where our boundary and county-roll data carry a flag we surface it, but a clean result is never proof there's no CFD. Always confirm the special tax against the county tax bill and the district (CFD) administrator before close.

When it applies

The property is inside a Community Facilities District (CFD / Mello-Roos).

Legal basis

Civ. Code §1102.6b and Gov. Code §53340.2 (resale: the seller's good-faith effort to obtain and deliver the Notice of Special Tax); Gov. Code §53341.5 (sales by a subdivider only: signed notice and the buyer's cancellation window).

Browse the CFD registry

We publish every bonded Mello-Roos district CDIAC lists in 11 California counties — the 9-county Bay Area plus Sacramento and Riverside, 749 in all — with what each one funds, its status, and the administrator to call to verify.

Open the Bay Area CFD directory →

Check a specific property

Type a California address and see the point-of-sale requirements we find for it in seconds — free, no account needed to start.

Try the free address lookup

Check this by county

Whether it applies depends on the exact address. Browse a county:

Contract extraction Deadline timeline Deadline calendar

This free lookup is one small piece.

LetterScript's core reads your contract and builds the deadline timeline and calendar — inspection, loan, and appraisal contingencies, disclosure deliveries, and close of escrow, extracted straight from the documents.

See the full product

Informational only — not legal advice. Rules change and the list may be incomplete; always confirm each requirement with the city or county before close.